![]() Perhaps a bit of effort maintaining two systems, but I see GNUCash as a different tool, though it does have budgeting built in. Note that I run YNAB alongside GNUCash - one is budgeting and the other tracks investments and is updated only weekly in terms of spending. YNAB has three main goals to help you accomplish with your money: Stop living paycheck to paycheck Get out of debt Save more money In order to accomplish these goals, YNAB will help you set up a budget that works with your lifestyle. One of the things that I miss is the ability to set goals for buckets/envelopes, and I’ve just double checked the Buckets website and that appears to now have that function, so tomorrow might be spent looking at moving over to it - though this may wait until April and the new UK tax year so I’ve a full years history in one software! While YNAB 4 has QIF export and GnuCash has QIF import, migrating your YNAB data to GnuCash is impossible without having to perform some QIF manipulations. YNAB You Need a Budget is another tried and true option for money management. ![]() ![]() I assume once Apple Silicon no longer has access to Rosetta 2, I’d be out of luck again and then I’d probably move to Buckets. There are days I miss the iOS app, but it’s not the end of the world. However, after continued price increases, I decided I’d had enough and ran YNAB 4 on a Windows machine, but I also managed to find out how to run on macOS again (basically it replaces the Adobe Air with the last 64 bit version - I found the script here) so I went back to it. It's compatible with both Windows and iOS computers. It not being able to run on macOS partly drove me that way, and the iOS app beginning to fail (as my wife only uses iOS). GnuCash is a free small-business accounting software product that can be downloaded and installed directly onto your computer. I stopped using it about a year or two after they moved to the online version and I used that for about three years. I have gone back to YNAB 4 - I was a long term user of it when it was around, and I had a license.
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